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Best
Wishes & Congratulations
Mr. President S R Nathan
President, Republic Of Singapore

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Press
Release On " The Sunday Times - Two Cents' Worth "
Column On 20 May 2007
On
20 May 2007, content from "4 Steps To Financial Freedom
" has been adapted by Singapore Press Holding's editor to
be released on the weekly newspaper - "The Sunday
Times." The content was published on the weekly column -
" Two Cents' Worth ",
which
provides readers some simple financial advices that they could
apply to help them in their management of their personal
finances.


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Press
Release On " The Sunday Times - Me & My Money "
Column On 1 July 2007
On
1 June 2007, Finance Correspondent, Lorna Tan, interviewed
Sean Toh about his new book and shared with Singaporeans how
he
managed his personal finance and his secrets to investing.


 
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Best
Regards
Nicholas Tan
Nicholas
Tan is the author of "Handbook On Forex Trading - An Easy
Guide To Profitable Currency Trading" and he has more
than 13 years of experience in the treasury departments of
major banks. Armed with a degree in business administration
from National University of Singapore in 1989, he started as
an assistant dealer. Working his way up to Vice President, he
made millions for the banks he worked for. Since 2002,
Nicholas has been trading his own account and has coached
numerous individuals on Forex Trading. With five years of
personal trading and 13 years trading for banks in Singapore,
Nicholas has a wealth of experience and knowledge in Forex
Trading.
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Dear
Sean,
I have just received your book "4 Steps To Financial
Freedom" which you sent to me. It contains a
good deal of information which is quite unknown to the layman.
I wish to congratulate you for a timely and well written book.
I shall look forward to your further contributions.
Best
Wishes
Datuk Pual Chua
Executive Assistant to President & Vice President for Asia
IFBB (International Federation of Bodybuilders)
Secretary-General - ABBF (Asian Bodybuilding Federation)
President - SBBF (Singapore Bodybuilders' Federation)
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A
self-empowering book for everyone who are planning to start a
family. The simple
financial planning techniques are practical and applicable for
those who want a successful management of their family finance
while enjoying life with happiness.
Dave
Irvine
Air Traffic Controller In Holland
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I
just finished reading your book 4 Steps To Financial
Freedom. It's definitely a healthy
and wealthy read which nourishes the mind, body and soul.

Dr.
Rita Goh is the founder of Aspiron Services, provider of a
suite of counseling services. She has written two books,
"Back from the Brink of Insanity" and "Hack
Attack". She has
spoken widely on the topics related to mental illness and
the human aspects of IT security and her true story
has told and film in Channel 5 - "True Story". She holds a PhD in
Business Administration and a MBA from Preston University
(U.S.A.). She also has a Bachelor in Communication and Media
Management from University of South Australia.
Dr.
Rita Goh
Founder
Aspiron Services
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Hello
Sean,
I have received
your book. What a surprise. I knew you have a
keen interest in financial education but did not expect for
you to write a book! Congratulations, it looks well done.
Brian
Tucker
Project
Manager
Learning Society (Making Sense of Money)
Brian
Tucker is the Regional Project Manager for the Learning
Society, a non-profit educational foundation in Singapore,
promoting progressive education within the community. Mr.
Tucker is also a member of the senior administration staff
at the Canadian International School, Singapore. The
Learning Society has partnered with the Singapore government
to develop Schoolhouse by the Bay, an early childhood
daycare and teaching center, and also works with Citigroup
in Singapore, Malaysia and Hong Kong to support its
financial literacy and education programs within the
country. Mr.
Tucker holds Bachelors degrees in Arts and Education from
Memorial University of Newfoundland, Canada and a Masters of
Business Administration from the University of Western
Australia.
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"One
of the most inspired book I've read. The author stresses
a
good combination of healthy lifestyle together with a good
investment plan which proved to be a successful formula.
His proven track records and experiences clearly shows
he is not a fly by night rookie. It is a must read
book for those who are sincerely looking to re-organize
their financial approach and thinking."
Joseph Foo
Sales Manager
Jesslee Shoes Pte Ltd
Footwear Licensee For Pierre Cardin, Disney, Winnie, The
Pooh & Garfield
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"True
wealth is the power to give. Freedom is about believing in
yourself and applying the simple wealth-building
techniques.
I highly recommend this book! It is a must read for
everyone wanting to be successful in their financial
journey."
Eileen
Ang
Educator For The New Age
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"4
Steps To Financial Freedom" showed me the meaning of
true wealth and gave me so many good secrets and powerful
strategies on how to increase my income and wealth. Sean has
undoubtedly showed me one of the
best wealth building strategies to make me a better,
motivated, hungrier and more goal focused person. "4 Steps
To Financial Freedom" has empowered and given me great
confidence and a renewed driving spirit to make a major
shift and transformation towards achieving my financial
& life goals to be who I really want to be.
Wain
Khoo
Ex-Banker, Physical Education Trainer, Adventurer &
Tri-Athlete
  
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"4
Steps To Financial Freedom" is a well
published financial guide book that offers easy-to-follow
secrets for those who are having problems managing their
personal finance. The guides on proper financial planning
and managing those investing risks are so useful that I
think most Singaporeans don't know enough to start
creating a small pot of wealth. Creating those wealth
takes time and having a health plan to support and take
care of
our health is so important in order to let time compounds
those dollars.
A well published and easy to read financial book unlike
any other financial book!
Halim
Gafoor
Student
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Hi
Sean! Sorry it's taken me so long to get back to you with
your review. I have been terribly busy finishing up 3
books and an anthology. Dead lines you know?
Anyway I had Liz help with the review. I posted it on my
blog page. We
gave your book 5 stars! Very interesting read and
believe me, we ladies loved the pictures!
Thanks for sharing your book with me and if you don't
mind, I feel my son would benefit from reading your book
so I will give it to him to learn from.
If you would like me to read and review other books of
yours or if you have other friends/authors who would like
me to read and review their work please feel free to give
them the mailing address I gave you. I would be happy to
help.
Have a great week.
Hugs
Some
of Tiva's books Tiva
Wallow
Author, Reader, Publisher, Affiliate Agent of Booksville
Literary Reviews & Founder of Florida's
Published Authors Tour Group
Tiva
currently
have 7 books out. Her main genre is romance but she is
branching off to try her hand at other genre's. She has a
family/humorous, a children's spiritual and an erotica
romance. This year she has about 3 more books released
with one of them being a paranormal erotica. She was born
and raised in Florida and has done a great deal of
traveling the US and Europe. She is the founder of the
"Florida's Published Authors Tour Group" which
houses authors from all over, not just Florida!
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Sean,
I
started reading your book "4 Steps to Financial
Freedom", and couldn't put it down. Your
personal story, combined with your knowledge of nutrition,
fitness & strategies for financial success were right
on. The simple system you designed is easy to follow. The
key steps you outlined can help anyone achieve financial
success, and be healthy enough to enjoy it. Thanks for
sharing your 7 secrets to enjoying wealth and how to
achieve optimum health along the way. Inspiring and
empowering others to bring balance to their lives.
Sean,
you walk the talk, your physical muscles match your
financial muscles!
Lori
Jones
Fitness
Professional
Red
Mountain Adventure Spa
XanGo
Independent Distributor
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Sean
Toh's 4 Steps to Financial Freedom is an inspired book
which makes an often difficult subject interesting and fun
to read. Mr. Toh pulls from his own experiences to stress
the importance of building a healthy life foundation on
which to build your wealth.
I was particularly
struck by the emphasis Mr. Toh put on sharing wealth. In
Step 4, Secret #3, Sean says "Learn to give because
you have been receiving from others, and it's your way of
saying thank you."
4
Steps is an enjoyable book with the personal touches that
make a good book great. I found that despite the cultural
differences (given that Sean Toh lives in Singapore, and I
in the States) much of what was said was relevant. This is
the perfect starter book for someone seeking to educate
themselves in wealth creation.




Meghan
Wier
Author
| Writer | Speaker | Web Consultant
Author
of Confessions of an Introvert
See
Review At Amazon.com
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Sean
Toh's "4 Steps To Financial Freedom" is a must
read!! I
love how it brings the WHOLE YOU into wealth because
success is not about money and things. He
makes the philosophy real and the business plan
concept brings validity to the possibility of truly
experiencing financial freedom."
Char McAllister,
Recording Artist
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Hi Sean,
I must say that I have learned quite a lots from you
personally. Your "Planning Ahead For Your Financial
Future!" workshop has provided me with lots of insights
and head start for my financial future. It is really a
very empowering workshop for me and your book has
definitely provided me with lots of secrets to be
successful in life. Thanks!
Ying
Xian (Current ITE College East Student)
Participant of "Planning Ahead For Your Financial Future"
Workshop
Sean is a
dynamic speaker who engages the audience with a clear
line of
thought leading them to draw their own conclusions from
his sound
fundamental investment advice.
Marcus Wong
Director (SMART
Investment & International Property Expo) |
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Hi Sean,
Thanks for your empowering book during this crisis time.
Now, I understand why financial and health education are
so important!
Thanks, Sean!
Teck Wei
Volunteer of "MONEYWISE CARNIVAL 2008"
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Hi Sean and Heather,
I finally read your book Sean, it is really good, nice simple steps to follow and not full of jargon.
I will pass it on to each of my lads John, then David as I think that there are a lot of lessons they could learn and follow.
We are now back in the UK for a week before returning to Spain.
Lots of love to all
Susan & Peter"
Susan & Peter,
Our Beloved Sister & Friends
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Hi Handsome Sean,
First congrats to you
because in my entire life, your book
is the only one I
manage to complete
reading!! I hated reading nor can
I ever finish reading
a book because it makes me sleepy(probably genes-late father's side
I think) or
just hate reading. I thought I was more like a visual person, you know
those kind the prefer visuals... Let me just share something with you. I am
39 years old and not rich(Not even close to it). Am divorced from a failed
marriage and I don't have kids(would love to have them). Was retrenched twice
and terminated once in my career. Lost a loved one thru suicide
amongst
others. And there was a time when I had debts when both me and my ex-wife
was not working. Once I did not even have enough money for food and had to
eat bread(costing 30 cents-Cheapest around) for about few days before my next
pay check. But looking at others, I always am appreciative of what i had.
Now I have that burning desire to change and focus. What started me going
was when I saw on TV on CNBC about Millionaires Mind where Robert Kiyosaki
was on the programme with a few other self made millionaires. That was then
that I decided I will change. First thing
I went to popular book store and
browsed around. I was always skeptical about foreign authors
because I always
thought they did not understand our local context of being
Singaporean. But
I said I was gonna at least look at Napoleon Hill Books. But
I wanted
someone local, someone who is going thru our systems, way of life and
environment. You can't imagine how excited I got after I came across your
book. I read the back cover and then read a few pages and then it was
history. Bought the two books(yours and Napoleon hill) and went home and
guess what, I actually finish reading two chapters of your book.
Considering what I told you, I have completed reading a book. I am now
reading it again and looking at important points and making plans to take
appropriate actions. I got nothing now but I am gonna do everything in my
powers to help myself. At 40 years old next month, I am starting my life
all over again but at least I am gonna do this time and it will be better
in my 40s. But now I am financially better and I know, its really the start
when normally passion to super high. But I got this very very strong desire
to make sure actions speaks louder that words.
I am writing to thank you
because your book inspired me and gave me lots of
directions and pointers. You asked us as readers to look for mentors. I
want you to me my mentor. Though not on a personal basis but
please keep your
books coming and your work because I am gonna a great follower and fan of
yours. Incredibly I shared with a friend today and she is gonna buy your
book too!! So actually I writing to you to also collect commission... (-:
Ok kidding, just looking into new ways to make $$$, so you see it is
already working on me. I am gonna keep writing to you to keep you posted on
my development(If you don't mind, never mind if you are unable). I am
starting with virtually nothing and with debts. I want to write to you
because
you inspired me and you came to my aid. Thanks a million sean. I wish you,
your wife and your two girls all the best and may god bless you for your
work. Hope I can meet you once I am doing better and it has worked for me. Thanks,
Omer Farook
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Dear
Sean,
Good
morning to you.
I
have bought your excellent book and has just completed
reading it. Thanks for writing this great book which I
find is a great treasure for all readers. I
would like to find out more of your investment skills and
whether you have any sharing sessions or conduct any
classes to learn more on financial freedom.
I
can be reached at e-m ckoh@income.com.sg
or my h/phone 97631902
Thank
you.
Best Regards,
Charles Koh
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Hi
Mr. Toh,
My
name is J.S. I've just started reading your book '4 Steps
to Financial Freedom'. I
agree and like the principles that you share about in your
book. As I'm currently waiting for enrolment into a degree
course in August next year(which left me with about half a
year before school starts), I wonder if I could have the
pleasure of having you as my mentor to guide me in this
journey towards financial freedom?
From:
J.S. Ang,
Email: ajs6484@hotmail.com
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Hi
Sean,
This
is Leslie here, from your polytechnic days !
Kar-Teck (remember him ??!) and me (you remember me
??!!)kinda clicked with you and did our own rendition of
bodybuilding next to your serious gym-escapades.
I remembered I went strictly for bulk and Kar-Teck I
have no idea !
By the way I had
come across your published book (4-steps...) in the
bookstore and was greatly surprised by your initiation
into serious writing. I had since read your book and
found it very enlightening, especially in your
co-relation on bodybuilding with financial success.
Looking at your achievements and family, I certainly got
to understand you better since those days of schooling.
It has not been easy for you but I'm glad you have had
made a turnaround to striking a chord in your financial
pursuits and freedom.
Me ? Im still single after all these years. Having gone
through 2 relationships (no marriage and sadly parted
with grace with no kids, thankfully), I have however
turned out none the worse for wear. Kar-Teck had since
gotten married to a Hong-Kong wife and has a kid too !
Guess its a different life for everybody ya!
Things aside, coincidentally I am at the stage of my
life where I would dabble in investments. Primarily in
real-estate. The current market sentiment deems one to
be cautious, especially where rental yield and
profitability is a major question in every investors'
mindset.
Moving forward it is good to hear from you again,
although not in the same context. Do keep in touch, as I
sincerely believe in serendipity. Especially in
friendships fostered long-ago.
Take care my friend.
Regards,
Leslie Lee
Hi Sean,
Good day to you, and thanks for the call earlier.
It's real good to hear from a friend, from long-ago.
An understatement actually. What has it been ? 15, 16
years back ?
Wow.... Time certainly flies and I guess we certainly
have our own life's journey to
tell one another.
Kudos to you, on
your continuity of a sequel (s) to your first book,
which I
thoroughly enjoyed.
I wish you abundance strength and courage, together with
life's precious gifts to
keep and hold dearly.
Do catch up again.
Perhaps over a cup of kopi-O.
Regards,
Leslie Lee |
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Dear
Mr Toh,
Thank
you for your book "4 steps to financial freedom"
which we received
through Mr Winston Hodge. Your book is now available to
our RJC staff and
teachers in the Library.
I
am happy to find the topics included on health and
developing a positive
mindset because these are, indeed, important factors in
attaining
financial health. I'm sure our staff and teachers will
enjoy the book as
much I do.
Once again, thank you.
Regards,
Joanna Yu
RJC Librarian
Tel: +65 6419 9896
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